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Clifford & Rano Associates, Inc.

CONNECT

Address:

57 Cedar Street

Worcester, MA 01609

Phone:

508-752-8284,1-800-660-8284

Fax/Other:

508-754-1489

E-mail address: info@cliffordrano.com

John R. St. Marie, AIF®

Financial Advisor

Financial Advisor
Registered Representative, Lincoln Investment Planning, LLC

Phone 508-752-8284

Fax 508-754-1489

E-mail jstmarie@cliffordrano.com

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Advisory Services offered through Lincoln Investment or Capital Analysts, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA & SIPC www.lincolninvestment

Clifford & Rano Associates Inc. and the above firms are independent, and not affiliated.

Securites and insurance products offered: Not FDIC Insured - No Bank Guarantee - May Lose Value

Lincoln Investment, Capital Analysts, and its affiliates do not provide information or tax advice regarding taxes, estate planning, legal needs or social security claiming advice. Consult your attorney and/or tax adviser for any specific questions or concerns regarding these issues.

All illustrations, assumptions and calculations are hypothetical only and are neither indicative nor a guarantee of future results. The accuracy of any hypothetical illustrations, assumptions or calculations is not guaranteed. The principal value of an investment will fluctuate so that an investor's shares, when sold, may be worth more or less than their original cost. Constant rates of return in any hypothetical illustration, assumption or calculation are unlikely, as actual rates may fluctuate.

IMPORTANT INFORMATION website disclosure
This site has been prepared solely for information purposes is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements. When you link to any of these websites provided here, you are leaving this site. We make no representation as to the completeness or accuracy of information provided at these sites. Nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of these third-party sites. When you access one of these sites, you are leaving www.cliffordrano.com and assume total responsibility for your use of the sites you are visiting.

Calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide and may vary with each use and over time. We do not guarantee their accuracy, or applicability to your circumstances.

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